Services

Commercial Mortgage to Scale Your Business 

Simplify complex lending with expert commercial mortgage brokerage. Rainstone Money gives direct access to capital needed to acquire, refinance, or develop professional property

Tailored Financing Solutions

What is a Commercial Mortgage?

Commercial mortgages offer businesses customised financing options for purchasing, refinancing, or expanding commercial properties. Rainstone Money connects you with top UK lenders for commercial loans, funding headquarters, retail, or industrial projects.

Uses property value to secure larger capital than personal loans.

Aligns loan schedules with a business’s specific seasonal cash flows.

Ends the risk of sudden, unpredictable rent hikes from landlords.

Converts monthly overhead into ownership of a valuable business asset.

Reduces taxable income through interest deductions and yearly property depreciation.

Key Features of Commercial Mortgages

AWARDS
Professional Property Lending

How Does Commercial Mortgages Work?

Commercial mortgages help businesses and investors purchase, refinance, or develop property through structured lending solutions. 

Whether you are a startup or an established company, Rainstone Money works with owner-occupiers and investors to secure the right funding, helping you move from renting to ownership or grow your property portfolio with clarity and confidence.

Our Process

How Rainstone Money Secures Commercial

Mortgage For You

Initial Consultation

We discuss your business goals, property type, and financial health to identify the most suitable lending structures. 

Market Comparison

Our commercial mortgage brokers leverage an extensive lender panel to find exclusive rates. We present you with a tailored shortlist of options, highlighting the most competitive terms and flexible repayment schedules.

Approval and Funding

Once you select a deal, Rainstone Money experts manage the entire application through to completion. We coordinate with lenders, surveyors, and solicitors to streamline your funding request.

Strategic Broker Advantage

Why Partner With Rainstone Money

We secure exclusive UK commercial funding, guiding businesses to overcome high interest rates and rejections.

Whole-Market Access

We provide access to 100+ UK lenders, ensuring you secure the most competitive market rates available today.

Tailored Structuring

We structure custom commercial mortgage terms that align perfectly with your business revenue cycles and specific long-term growth objectives.

End-to-End Management

Our brokers manage every detail from application to funding, saving you time and preventing any costly processing delays.

How Rainstone Money Secures Commercial

As a specialist commercial mortgage broker, Rainstone Money provides access to diverse lending tiers across the UK. 

Property Sector
Typical Interest Rate
Max Loan-to-Value (LTV)
Industrial & Warehousing
5.25% – 6.75%
Up to 75%
Prime Office Space
5.50% – 7.25%
Up to 70%
High Street Retail
6.00% – 7.75%
Up to 65%
Semi-Commercial Units
5.75% – 6.95%
Up to 75%
Owner-Occupier Premises
5.50% – 7.50%
Up to 80%
Why us?

Rainstone Money

Mortgage Calculator
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