Independent Commercial
Finance & Mortgage
Brokers In The UK
Finding the right finance doesn’t have to be complicated. At Rainstone, we are an independent, whole-of-market brokerage providing tailored personal and commercial finance solutions across the UK.
Commercial Finance Solutions
Tailored Funding for
Business Growth &
Property Projects
Acquiring commercial financing in the UK requires more than just a standard application. It demands a sophisticated financial strategy that navigates high interest rates and rigid lending criteria. At Rainstone Money, our team excels at structuring bespoke commercial mortgages and remortgages, designed to protect your investment.
From buying your first workspace to scaling a property portfolio or securing rapid bridging finance, our experts at Rainstone Money help you acquire funds.
Business funded successfully across multiple sectors.
Commercial Mortgage
We secure tailored commercial mortgages with flexible terms and competitive interest rates tailored for trading premises and for investors with portfolios, providing the long term capital stability your business needs to scale.
Bridging Finance
Never miss time-sensitive opportunities. Our commercial finance brokers at Rainstone Money structure rapid bridging loans for property investors, enabling them to participate in auctions and secure quick acquisitions efficiently and confidently today.
Development Mortgages
Secure funding for property projects with Rainstone Money’s development mortgages. From renovations to new builds, we provide tailored commercial financing that provides you fast access to the capital you need.
Commercial Finance
Rainstone Money provides expert-led commercial finance solutions. Our team expertly navigates complex lender requirements to secure the high-leverage capital you need to scale your business successfully.
Residential Finance Solutions
Expert Residential
Mortgages & Specialist
Finance
Whether you are looking for a flexible payment structure to match your self-employment income stream or avail remortgaging services, we handle it all.
Lenders available to find the ideal residential mortgage for you.
Residential Mortgages
Unlock the door to your own home with tailored mortgage rates and whole-of-market access. We find the deals that fit your lifestyle, not just your bank account, ensuring long-term financial stability.
Buy to Let Property Finance
Maximise your rental yield with expert BTL advice. From personal property to limited company structures, we secure the competitive rates that turn “rent” into “wealth.”
Specialist Mortgages
Traditional lenders love “simple” borrowers. If you are self-employed, building your own home, living abroad, or want to use your savings, our specialist suite is designed to adapt to your life.
Bridging Finance
Broken chains or auction deadlines shouldn’t cost you a deal. Our specialist finance experts solve “the gap” for property investors. As finance brokers, we provide interim funding to help you complete the sale.
At Rainstone, we focus on value, clarity, and long-term
relationships
FCA Regulated
We operate under strict FCA standards to ensure your financial interests are always protected.
Whole-of-Market Access
We search the entire UK lending market to secure competitive rates often overlooked by high-street banks and traditional brokers.
UK-Wide Coverage
Our team provides expert financial support for commercial and residential projects across every corner of the UK.
Award-Winning Expertise
We turn difficult applications into successful completions through decades of proven financial experience.
Exclusive Private Lending
Gain entry to a network of niche lenders and private banks that do not accept direct applications from the general public.
Optimised Capital Strategy
We don’t just find a loan; we structure your finance to protect margins, reduce debt.
Hear How We Helped People And Businesses
“Partnering with Finovate was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
“I hired Finovate for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
Stories and Updates
Frequently Asked Questions
Answers from Rainstone mortgage brokers UK experts today
Should I choose a 2-year or 5-year fixed rate?
How much can I borrow for my house?
How do I secure a mortgage while living abroad?
Raisntone uses specialist lenders who accept foreign currency and overseas credit history. You will generally need a 25% deposit. We manage the complex underwriting to ensure your application bypasses standard high-street rejections.