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Meet The Team

Meet the Rainstone Money team, led by ex-professional bankers with over 100 years of combined experience. As expert mortgage brokers, we specialise in bespoke advice for residential mortgages, bridging loans, and commercial finance.
Foyaz Ahmed

Foyaz Ahmed

CHIEF EXECUTIVE OFFICER

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Kobir Ahmed

Kobir Ahmed

CHIEF FINANCIAL OFFICER

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Rahul Modasia

Rahul Modasia

DIRECTOR OF COMMERCIAL, BRIDGING & DEVELOPMENT FINANCE

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Syed Hassan Bukhari

Syed Hassan Bukhari

DIRECTOR OF SALES

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Owen Davies

Owen Davies

RESIDENTIAL TEAM MANAGER

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Fiza Hussain

Fiza Hussain

COMMERCIAL TEAM MANAGER

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Nurul Amin

Nurul Amin

SPECIALIST IN COMMERCIAL FINANCE

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Matthew Lawrence

Matthew Lawrence

SPECIALIST IN COMMERCIAL FINANCE

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Johne Bautista

Johne Bautista

MORTGAGE AND PROTECTION ADVISOR

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Ezgi Erdogan

Ezgi Erdogan

MORTGAGE AND PROTECTION ADVISOR

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Fayez Ahmed

Fayez Ahmed

MORTGAGE AND PROTECTION ADVISOR

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Selin Gozubuyuk

Selin Gozubuyuk

MORTGAGE AND PROTECTION ADVISOR

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Chloe Stokoe

Chloe Stokoe

MORTGAGE AND PROTECTION ADVISOR

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Mariam Menebhi

Mariam Menebhi

COMMERCIAL BROKER ASSISTANT MANAGER

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Kabir Kussa

Kabir Kussa

SPECIALIST IN COMMERCIAL FINANCE

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Keane Sandhu

Keane Sandhu

BUSINESS DEVELOPMENT EXECUTIVE

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Moe Miah

Moe Miah

BUSINESS DEVELOPMENT MANAGER

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Johann Holguin-Kumih

Johann Holguin-Kumih

CREDIT ANALYST & BUSINESS LOAN SPECIALIST

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Tawhid Ali

Tawhid Ali

COMPLIANCE ASSISTANT

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Joe Pointon

Joe Pointon

MORTGAGE AND PROTECTION ADVISOR

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Sophie Barnes

Sophie Barnes

MORTGAGE AND PROTECTION ADVISOR

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Nurul Amin

Nurul Amin

SPECIALIST IN COMMERCIAL FINANCE

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Guy Rollasan

Guy Rollasan

MORTGAGE AND PROTECTION ADVISOR

Hasnain Ahmed

Hasnain Ahmed

MORTGAGE AND PROTECTION ADVISOR

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Amjad Ibn-Abdul

Amjad Ibn-Abdul

BUSINESS DEVELOPMENT MANAGER

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Bea Khoshaba

Bea Khoshaba

CLIENT PARTNERSHIPS

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Luke Higgins

Luke Higgins

CREDIT ANALYST

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Rosana Rowe

Rosana Rowe

RESIDENTIAL MORTGAGE ADMINISTRATOR

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Daisie Simmons

Daisie Simmons

ADMINISTRATIVE ASSISTANT

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Andie Hingley

Andie Hingley

COMPLIANCE ADMINISTRATOR / PA

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Alice Risbrough

Alice Risbrough

MARKETING ASSISTANT

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Ummera Hussain

Ummera Hussain

MORTGAGE ADMINISTRATOR

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How does the application process work?

Initial Enquiry

Tell us about your commercial finance requirements and specific needs. You can call us on 020 7036 6435. Alternatively, you can schedule a consultation or submit your enquiry online, and a member of our team will respond to you within 24 hours.

Documents

One of our qualified advisers will discuss your situation with you in more detail and advise of any additional information or documentation required to search the market thoroughly. Our advisors will research the market for potential rates.

Decision In Principle

Following their research, your adviser will present their recommendations tailored to your specific needs. This will include details of rates and any associated fees that may apply. Once ready to proceed, your adviser can request an agreement.

Application

When ready to proceed, your adviser will submit the full application. At this stage, the lender will review any documents you provided and get everything prepared for checking the property value and making decisions about the loan.

Offer

The formal finance offer will be issued once the lender is satisfied with the documentation provided and the business offers suitable security. Once approved, your advisor will discuss your needs and make any recommendations and arrangements.

Completion

When your solicitor has finalized the necessary legal matters, and all parties are ready, you can arrange your completion date. The solicitor will then make the arrangements required to request the funds. We'll ensure you get the best deal for your needs.

BOOK A CALL WITH A FLEXIBLE MORTGAGE ADVISOR

Flexible Mortgages present an appealing choice for homeowners looking for personalized options and financial adaptability when handling their mortgages. They bring a range of advantages like reduced interest expenses and adaptable payment structures, proving immensely valuable in different circumstances. Nevertheless, individuals should thoughtfully evaluate their financial objectives and willingness to take risks before deciding on a flexible mortgage, given the associated compromises and intricacies that might not align with everyone’s requirements.

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